What Happens If You Die Without a Will?

We all know we are supposed to do estate planning, but not all of us get around to it. So what happens if you don't have a will when you die? Your estate will be distributed according to state laws, [...]

Husbands Usually Don’t Consider Their Wives’ Future When Deciding When to Take Social Security Benefits

The amount of Social Security benefits a surviving spouse receives depends, in part, on when their deceased spouse began claiming benefits. However, husbands usually don’t take survivor’s benefits into account when claiming benefits, according to a recent study, meaning that [...]

Probate Versus Trusts: Why All the Fuss?

I have recently been bombarded by newspaper, magazine and radio ads extolling the virtues of a living trust. According to these ads, a living trust is the solution to everyone's estate planning needs. Although it is true that a living [...]

Medicaid Applicant Who Did Not Supply Verification of Mortgage Balance Is Not Entitled to Benefits

An Ohio appeals court holds that a Medicaid applicant who did not provide verification of her mortgage balance is not entitled to benefits even though the original mortgage value was higher than the home’s current value. Poindexter v. Ohio Dept. of [...]

Medicare Preventive Services: What’s Free and What Isn’t?

When we’re young we believe that we’re invincible, which makes it harder to admit as we age that our bodies naturally need more care. Normal aging affects the heart, bones and joints, so preventive care is key to avoiding aging [...]

Four Steps You Can Take to Protect Your Digital Estate

While the internet makes our lives more convenient, it also adds new complications. For example, what happens to all our online data and assets if we become disabled or die? Whether or not we spend half our lives responding to [...]

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